More Affordable Health Care - United HealthCare's Merger with PacifiCare

As some of you may know, in of December of 2005 it was announced that a merger took place within the health care industry. For those of you that aren't “in the know” as of yet, United Health Group now owns PacifiCare. As a result may be benefits to you, the health care consumer. United Health Group continues to focus on creating greater access, choice and level of affordability to its consumers. They now have the ability to offer additional benefits in the areas of health coverage for seniors, and for example, high quality HMO's for consumers in California.

United Health Group is focused on having a huge presence and impact on the Medicare HMO market. The PacificCare's Secure Horizon Plan has been a popular alternative to traditional Medicare coverage. United Health Group has rushed to administer the prescription drug benefit programs. They signed an agreement with Walgreen's to promote its plans to Medicare beneficiaries, and have also partnered with the AARP. Through the merging with PacifCare, this increases the strength and ability for United Health Group to better serve their senior population, and to offer effective solutions for their multiple demographics, in order to receive the medical coverage needed and deserved.

Through United Health Group's increased presence in the California, there is a continued focus on the Blue Card. Health care consumers can use this card to be able to receive care throughout the country. Consumer Directed Health Plans remain to be a focus and are predicted to be the wave of the future in meeting the ever growing needs of health care consumers. United Health Group has over 1 million enrolled in Consumer Directed Health Plans. Consumer Directed Health Plans may be best implemented as part of a total health care program; Perhaps combining this type of a plan with a suitable Health Savings Account is a solution - the point is, there are plenty of solution's for todays health care consumer.

The benefits to you, the consumer, as a result of the merger include more competitive rates, a greater level of customer service, and a greater level of access to programs. For example, PacifiCare offers a phone application, which allows for a greater level of convenience and accessibility to you as the consumer.

The bottom line is great news for the consumer. You may be entitled to lower co pays and lower premiums, as a result of the merger which occurred between United Health Group and PacifiCare. Call one of our agents today, in an effort to ensure you are receiving the best benefits and the best rates. And remember, you have the ability to change your plan at any time. One of our agents would facilitate this transition with ease, if in fact it is determined that you will receive greater benefits by doing so.